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Accord

Buy to Let Lending Criteria for benefits

Lending criteria

Benefits

We can accept 100% of the following benefits:

Widows pension
Retirement pension
War widows pension
War disablement pension
Child Benefit
Foster carers
Special Guardianship

We can also accept 60% of the following benefits:

Disability living allowance (DLA)
Personal independence payment (PIP)
NI Contributions based Employment Support Allowance (ESA)
Carer’s allowance (CA)
Industrial injuries disablement benefit (IIDB)
Scottish Child Disability Payment (CDP)

Evidence Required

The award letter will be required to evidence this income along with bank statements.

Bank statements will be required to evidence the last 3 benefit credits. Where Employment and support allowance is utilised, we will require a copy of the award letter and the latest bank statement evidencing the benefit credit.

Related Criteria