In order for a property to be deemed as acceptable security, it must have a minimum Energy Performance Rating of E, unless the property has a valid exemption. 

A valuation report will only be returned if the property has a valid EPC with a rating of A – E.  If the valuation has an EPC below E and does not have a valid exemption, the property is deemed unsuitable for our security and the application will be declined. To find whether a property in England or Wales has a valid exemption, the property can be checked on the GOV.UK PRS exemptions register.