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Lending criteria

Salaried directors income

Salaried directors are treated for income purposes as employed applicants.


 

  Evidence Required
  • Salaried directors with less than 25% shareholding
    Treated for income purposes as employed applicants and the same evidence of income is required as employed applicants.
  • Salaried directors with more than 25% shareholding
    Latest full month personal bank statement. We’ll also write to your client’s accountant for confirmation of income. If the accountant is not on our list of recognised accountants or your client doesn’t have an accountant, we’ll require the latest 2 years SA302s.
  • Limited company directors with more than 25% Shareholding or less than 25% where income is derived from dividends
    Latest full month personal bank statement and latest full month business bank statement. We’ll also write to your client’s accountant for confirmation of income. If the accountant is not on our list of recognised accountants or your client doesn’t have an accountant, we’ll require the latest 2 years SA302s.