BOOST LTI

Common-sense lending - it’s in Accord’s DNA.  Eligible clients can now benefit from a small stretch to their income multiples to achieve their borrowing goals.

Key information

 

Who is it for?

Accord’s Boost LTI range offers increased LTI options - from 5x up to 5.5x - for eligible clients with household earnings of £50,000 or above, where a small stretch to income multiples is needed and the LTV is up to 90%.

For first-time buyers with LTVs above 90% (up to 95%), Boost LTI options from 4.49x up to 5.5x are available, providing enhanced borrowing flexibility. 

The range is designed to support a wide variety of borrowers, including first-time buyers, home movers, and remortgagers.

 

How it works

The good news you don’t need to do anything differently. Submit your DIP as usual, and MSO will automatically assess whether your client needs, and is eligible for, Boost LTI based on the requested loan amount.

MSO will then show which products are available for you and your client to consider.
If the application is for a new build, make sure to select ‘New Build’ at DIP so MSO can generate the correct outcome.

 

Boost LTI products

Standard Lending Policy must be met.

  • Cascade Score applications are not included.
  • Boost LTI is now available up to 95% LTV for first-time buyers.
  • Minimum household income requirement is now £50,000.

How to get started

  1. Get an estimate of your client’s borrowing needs with our affordability calculator.
  2. View our  lending criteria  to make sure everything is in order for your client’s application – you can search the criteria by topic or browse by category.
  3. Use our online product finder  to search for the right deal for your client.

What you need to know

  • Standing lending policy must be met 
  • Cascade score applications are not included
  • Boost LTI is now available up to 95% LTV for first-time buyers
  • Minumum household income is now £50,000
Cascade score applications are not included.

Please choose from the following options

So we can direct you to the right part of our website, please select from the login options below:

Porting? Additional Lending? No need to log in, please click, Porting or Additional Lending  to follow the correct application steps.

NEW BUSINESS - ACCORD MSO

To create an illustration, submit a DIP, upload documents or to track an application for new customers:

ONLINE PRODUCT TRANSFERS

Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: