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Lending criteria

CCJs, defaults and missed payments

CCJ

  • All CCJs must be satisfied
  • 0 registered in the last  6 years

Defaults

  • 0 registered in the last  6 years

Missed payments: (Secured, unsecured and mortgages)

  • Secured loans: No more than 1 missed payment on 1 single account in the last 24 months.
  • Unsecured credit: No more than 2 missed payments on 1 single account in the last 24 months. In addition to this, the latest recorded payment must have been made. Including:
    • Communications
    • Utility
    • Fixed Term
    • Mail Order.

Please choose from the following options

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Porting? Additional Lending? No need to log in, please click, Porting or Additional Lending  to follow the correct application steps.

NEW BUSINESS - ACCORD MSO

To create an illustration, submit a DIP, upload documents or to track an application for new customers:

ONLINE PRODUCT TRANSFERS

Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: