Lending criteria for credit repair and porting eligibility
Lending criteria
Credit repair and porting eligibility
Prime borrower - top up not required: The last 3 months mortgage payments must have been made and there must be no more than 2 mortgage payments currently outstanding.
Prime borrower - top up required: There must be no missed payments within the last 12 months and no more than 1 missed payment within the last 24 months.
Credit repair borrower - top up not required: The last 3 months mortgage payments must have been made and there must be no more than 2 mortgage payments currently outstanding.
Credit repair borrower - top up required: 0 missed payments in the last 24 months and would qualify for a prime top up product subject to the whole application meeting prime criteria.
Applications with characteristics which we no longer allow:
Any applications falling outside our new lending criteria may be considered on an individual basis.
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NEW BUSINESS - ACCORD MSO
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ONLINE PRODUCT TRANSFERS
Switch existing Accord clients to a new deal - create an illustration, then apply and accept a product transfer online: