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Lending criteria

Location of property

Properties located in England, Wales, Scotland and Northern Ireland are acceptable. Properties located in outlying islands such as the Shetlands, Orkneys are acceptable however obtaining a valuation may cost considerably more if no panel valuer is located there. 

If your applicant(s) are wishing to purchase/remortgage here you should confirm the cost with your underwriter and we may require written agreement to this prior to requesting the valuation.