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Lending criteria

Main residence only

We only accept applications for the purchase or re-mortgage of an applicant's main residence on a residential basis. 

Portability/additional lending/transfer of equity applications must be secured on your client's main residence.

Mortgage loans for the following purchases are not accepted:

  • Pied-a-terre/town house
  • Purchase for dependant relative
  • Holiday home.

For BTL properties please refer to our Buy to Let website.