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Lending criteria for maintenance payments income

Lending criteria

Maintenance payments income

Where a customer is receiving maintenance payments, this income can be used within affordability assessment however the following must apply;

The customer is in receipt of other income to support the lending
Maximum 50% of the income to be used in the calculation
The maintenance must have a minimum of 2 years remaining

Evidence Required

Informal agreement

The latest 3 months bank statements to showing evidence of the maintenance income.

Formal agreement (optional alternative)

CSA agreement, Court Order, solicitors letter or Consent Order
The latest bank statement to show evidence of the income.