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Lending criteria

Unacceptable schemes

We do not lend on the following: 

  • Social housing schemes 
  • Armed Forces Help to Buy schemes 
  • Shared equity (Help to Buy scheme permitted) 
  • Shared ownership 
  • Right to Buy 

We also do not accept applications from: property developers, investor clubs or where a finders fee exists; applicants purchasing a property from a company in which the applicant has an interest, back to back or sub sales, social housing schemes or distressed sales.