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We provide:

Commercial investment and limited company buy-to-let mortgages.
Lending amounts £300,000 - £20,000,000 maximum per portfolio.
Loan terms from 5 to 25 years.
Dedicated personal service from application through to completion.
Loans up to 75% LTV.
Named points of contact with direct dial contact numbers.
Both variable and fixed rates.

Available products

All loans are subject to status and secured against the property. Sometimes additional security may be required. Early repayment charges and an arrangement fee apply. Other fees may also apply. Exclusions and conditions apply. For more information you can call us on 0333 414 1171.
 

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage

Our charges

Early repayment charges

You can pay off your mortgage early whenever you want, but you will have to pay an early repayment charge if you repay all or part of your mortgage within a specified period. Additional interest will be payable in the event of early redemption of the mortgage. Please contact Commercial Lending on 01733 372 425 to discuss what early repayment charges are applicable to our products.

For a full list of our mortgage charges and a description of when these may apply, you can download our Guide to Buy to Let Fees and Charges or our Guide to Fees and Charges.

How to apply

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Existing user

For existing mortgage queries please email our admin team and we'll get back to you as soon as possible. If you would like to speak to us, please call on 0333 4141109. We're available Monday to Friday 9am to 5pm.

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New user

For new mortgage queries, please email our new business team.

What happens next?

Decision in Principle - The first thing we'll do is issue you with a DIP letter; you need to review this and add any details.

Valuation - A valuation will need to be carried out. Your lending manager will let you know the costs and make sure we have all the correct information so this part runs smoothly. 

Meeting - Your relationship director will ask you some questions about your application and give you an idea of timescales. 

Underwriter - Your relationship director will make a submission to our Customer Due Diligence and Credit teams for approval. 

Mortgage offer - Once your application is approved, you'll be asked to pay a commitment fee to allow us to issue your Mortgage Offer letter, and progress your application to the legal process.