exclusive Cashback for loyal savers
Extra cashback paid on completion for you or your friends or family

Your home may be repossessed if you do not keep up repayments on your mortgage.
You could get £250 cashback via an advised application. That's on top of any other cashback that might be included in our qualifying deals. If you don't need a mortgage, you can pass the offer to friends or family taking out an advised mortgage by speaking to our mortgage specialists, going into branch or visiting an agency.
To get this deal:
You need to have had an open savings account with us for at least 12 months at time of applying.
You must not have a mortgage with us already.
Speak to one of our mortgage specialists to find out what deal we can offer you.
You can also pass this deal on to a friend or family member. Call us or visit your nearest branch or agency for a shareable loyalty code.
Before you apply, read our full terms and conditions. All mortgages are subject to our eligibility criteria and an affordability assessment. Early repayment charges apply and other fees and charges may apply.
Ready to find out more?
Call us
Chat to our mortgage specialists about your options.
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.
Find out how much you can borrow
Book an appointment and we'll call you back.
Want to pass the offer to someone else?
Chat to our mortgage specialists about your options, visit your local branch or agency.
Find a mortgage rate
Use our mortgage rate finder to search for a rate that suits you.
Our mortgage rate finder can help if you’re a new YBS mortgage customer thinking of:
Buying your first home
Moving home
Moving your mortgage to YBS (remortgaging).
We don’t offer mortgages on:
Buy-to-let properties.