Bank of England (BoE) Base Rate Change: The BoE base rate decreased from 4.25% to 4.00% on 7 August 2025. Find out how this could affect your mortgage or savings account.
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Savings terms explained
AER stands for Annual Equivalent Rate and helps you compare between accounts. It’s the rate of interest if it was paid and added each year.
Gross interest means we do not take off income tax.
Tax-free means you do not pay income tax on this interest.
Variable interest means the rate can go up or down.
Fixed interest means the rate will stay the same until a set date.
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Your eligible deposits with Yorkshire Building Society are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.