Bank of England (BoE) Base Rate Change: The BoE base rate decreased from 4.75% to 4.50% on 6 February 2025. Find out how this could affect your mortgage or savings account.
Chelsea Building Society do not currently have any mortgage products available for new customers.
New customers should visit our Yorkshire Building Society website.
Products for existing customers are still available.
New customers should visit our Yorkshire Building Society website.
Products for existing customers are still available.
Existing customers
Current deal coming to an end?
If your existing special rate period is coming to an end or you want to switch to another deal, we've got a range of mortgages to choose from.
Thinking about improvements?
Whatever you’re planning for your home, you can get things moving sooner with an additional loan if you have a mortgage with us.
Move with your mortgage
When you move home, you can take your CBS mortgage with you. We call this 'porting'.
Changing borrowers
Find out how to remove or add someone to a mortgage. We also call this 'transfer of equity'.
Renting out your home
Find out how to let us know you want to let out your property.
Request a change to your mortgage payment
For customers on our Standard Variable Rate (SVR) or a Bank of England (BoE) Base Rate Tracker.
When our SVR or the BoE rate changes, you can ask for your mortgage payment to change too. This is a payment recalculation.
A payment recalculation helps you stay on track for your planned mortgage end date.
Request a Redemption Statement
A redemption statement is needed if you’re paying off your mortgage early (also known as redeeming your mortgage), or if you're moving to a new mortgage deal with a different lender (known as remortgaging).
It tells you how much it costs to completely pay off your mortgage on a specific date, and helps make sure your final payment or remortgage goes smoothly.
It includes:
your outstanding mortgage balance
your outstanding interest
your daily interest rate
any early repayment charges or fees.
To get one, fill in our online form and we’ll post it to you within 5 working days.
You’ll need:
your mortgage account number
the date you want to pay off your mortgage.
Help & support
Your mortgage payments
Here’s our information on what to do if you’re having some difficulties paying your mortgage.
Fees and other charges
It's important that you know the costs involved in a mortgage application, before you apply.
Help with rising mortgage costs
Get support from us when you’re struggling. We do this in partnership with the Mortgage Charter.